On August 14, 2015, the Consumer Financial Protection Bureau (CFPB) released a new online toolkit to help real estate professionals understand the new TILA-RESPA Integrated Disclosure (TRID) rule and how to explain those changes to their clients. As part of the CFPB’s larger mortgage initiative campaign called “Know Before You Owe”, the “Real Estate Professional’s Guide” explains the new changes coming to the home buying process on October 3 and offers tools that real estate professionals can provide their clients about the “Know Before You Owe” campaign. The goal of “Know Before You Owe” is to empower consumers with the information they need to make informed choices. Since real estate professionals are trusted resources for people choosing to buy a home, the CFPB reached out to NAR for their guidance and feedback on this new online toolkit and the resources available for consumers. NAR continues to work with CFPB to address the impact TRID will have on closings.